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Direct payment

Distinguish Payment Gateway from Direct Pay settings

Settings exposes Payment Gateway and Direct Pay (UPI / Bank) as different routes. Direct Pay gives customers merchant-supplied transfer details; it does not provide automatic receipt verification.

Source checked · 26 September 2026

What to do

  1. Identify which payment flow the store currently uses.
  2. Open the relevant settings screen rather than assuming bank details configure a gateway.
  3. Review the displayed eligibility and current state before changing anything.
  4. Verify an intended configuration through a safe non-submitted checkout and the appropriate provider records.

What you should see

You understand which service handles payment and who verifies receipt.

If it does not work

Do not copy one provider's credentials into payout fields or promise gateway settlement from a direct transfer. Provider approval, fees and payout timing require current provider-specific evidence; this article does not establish eligibility or a universal rate.

For support, include the screen name, time, app version and a redacted error. Never share passwords, OTPs, payment PINs or secret keys.