Merchant Compliance and Payment Information

Merchant Legal Information

Registration Certificate

GST Registration Certificate (Form GST REG-06) is available for payment gateway verification.

For any additional verification document requests, contact admin@obizee.com.

Payment Flow Explanation

1. Customer selects products/services and proceeds to checkout in oBizee.
2. oBizee creates a payment order and redirects to Zaakpay hosted payment page.
3. Customer completes payment on Zaakpay using UPI/cards/net banking/wallets.
4. Zaakpay sends payment status callback to oBizee webhook endpoint.
5. oBizee verifies transaction signature/reference and updates order status.
6. Merchant dashboard shows paid/pending/failed status and settlement tracking.
7. Customer receives final payment and order confirmation update.

PCI DSS Checklist (Platform Scope Summary)

• Hosted checkout model (payment card data entry happens on Zaakpay pages).
• oBizee does not store raw card numbers, CVV, or card PIN in application databases.
• TLS encryption is used for browser and API communication.
• Access to payment-related admin tools is role-based and authenticated.
• Payment events are logged with reference IDs for audit and reconciliation.
• Webhook validation is applied before marking any transaction as successful.
• Incident response and support contact are available through compliance channels.

Merchant Business Model

• oBizee is a SaaS platform for small and early-stage Indian businesses.
• Merchants use oBizee to manage catalog, form-based order capture, logistics flow, and financial tracking.
• Revenue model is subscription and/or platform service fee based, as published on pricing pages.
• oBizee is a software facilitator and does not operate as a lending or escrow institution.